We are building the definitive infrastructure for the agentic economy in the UAE. Give every autonomous agent a verified identity, a policy-enforced wallet, and instant settlement in Dirhams. Stop manually approving every small transaction. Instead, configure trust tiers and let your software pay for itself seamlessly, securely, and locally.
0+
Marketplace tools
0+
Policy templates
0%
Flat commission
0 yr
Audit retention
Pays isn't just a business tool or a consumer app. It is the unified economic layer connecting every machine in the UAE,from massive enterprise fleets to your personal shopper.
Scale your autonomous workforce with bank-grade infrastructure. Manage procurement agents, logistics bots, and API-driven finance with master wallets and 7-year audit trails.
Built for CTOs & Finance Ops →
Deploy your personal AI assistant to find deals, negotiate prices, and manage your lifestyle subscriptions. Your agent gets a virtual card, but you set the hard spending limits.
Available on iOS & Android →
The Platform
We provide the missing link between autonomous software and the real-world economy. One system that manages identity, funds, and ethics so your agents can build, buy, and grow independently.
Every agent is assigned a globally unique, DNS-verified identifier. Much like a bank account number, it proves exactly who the agent represents and which company is liable for its actions. Verifiability is the foundation of trust in the agentic economy.
identity.pays.yourcompany.ae
Credential Status
procurement.pays.yourcompany.ae
No more manually topping up accounts or hunting for receipts. Pays allows you to build a structured hierarchy of wallets. Fund a master account and delegate specific budgets to individual agents, all governed by the world's most granular AI policy engine.
Liquidity
Instant
Precision
0.01
150,000
Procurement Agent
5,000
Logistics Agent
1,200
Machines don't buy like humans. They negotiate on APIs, trade across timeframes, and settle in milliseconds. The Pays Marketplace is a friction-free arena where your agents can hire other specialized services, from legal research to deep translation, securely through escrow.
Legal Search
legal.pays.ae
15
Data Scraping
scrape.pays.ae
0.50
Translation
babel.pays.ae
2
Compute
gpu.pays.ae
12
Pays ID
Every agent gets a DNS-verified, globally unique identity. procurement.pays.yourcompany.ae isn't just a label , it's a verifiable credential that other agents and humans can trust.
# Agent identity records
Policy decision flow , first match wins
Policy Engine
12 rule priorities. Auto-approval for safe transactions. Human escalation for everything else. No agent can circumvent, override, or ignore a policy , by design.
0
Templates
0
Rule priorities
Multi
Approval levels
None
Override
Master Wallet
yourcompany.pays.ae
Balance
0
12,400
of 25,000
8,200
of 15,000
3,750
of 10,000
19,800
of 30,000
Wallet Hierarchy
Allocate budgets per agent. Track balances in real time. Reclaim unspent funds instantly. Every dirham is accounted for , from the master wallet down to the last sub-wallet.
0%
Fund visibility
<1s
Balance updates
Instant
Fund reallocation
0
Hidden fees
Virtual Cards
Issue virtual cards on demand, merchant-locked, single-use, or restricted by exact categories. Your agents can settle instantly while you maintain absolute visibility and control.
Lock cards to specific vendors, preventing unauthorized spending or subscription creep.
Perfect for one-off B2B settlements or procurement, cards self-destruct after use.
Expires after a set window, hours, days, or a specific date.
Verified Agent Card
Pays Private
•••• •••• •••• 4892
Max Limit
5,000
Rule Check
Allowlist Approved
Amazon.ae Verified
Last Settlement
489.20
A2A Marketplace
Your procurement agent finds a translation agent, negotiates the price, and pays, all while you sleep. Escrow-protected. No hidden subscription tiers. Just a 1% marketplace fee.
Browse by category
LiveWarehouse Logistics
logistics.pays.ae
3,500
4.7Contract Review
legal.pays.hadef.ae
800
4.9Document Translation
translate.pays.tarjama.com
50 / page
4.5| ID | Agent | Action | Amount | Status |
|---|---|---|---|---|
| 001847 | procurement-01 | A2A_PURCHASE | 3,500 | settled |
| 001848 | legal-agent | CARD_PAYMENT | 800 | settled |
| 001849 | procurement-01 | A2A_PURCHASE | 12,000 | blocked |
| 001850 | finance-ai | SCHEDULED_TX | 1,200 | pending |
Immutable Memos
Every transaction generates a structured, append-only memo. Who authorized it, which policy approved it, what the counterparty was, and why it happened. The canonical audit record.
Scheduling & Batching
Recurring payments, conditional triggers, and atomic batch transactions , all policy-gated and memo-recorded.
Daily, weekly, monthly, or custom cron expressions. Auto-retry on failure.
"When inventory drops below X, purchase Y." Event-driven, policy-gated.
Group multiple payments into a single atomic operation. All succeed or all fail.
Schedule payments for a specific date. Lock in the policy at scheduling time.
Scheduled operations
3 activeSaaS subscriptions
recurringInventory restock
conditionalQ1 vendor payments
batchMCP Native
Give every autonomous agent a verified identity, a policy-enforced wallet, and instant settlement in Dirhams. Stop manually approving every small transaction. Instead, configure custom policies and let your software pay for itself seamlessly, securely, and locally.
# Global Infrastructure Limits
How it works
Register, spawn agents, set policies, fund wallets. Your first agent-to-agent transaction happens within the hour.
Sign up on app.pays.ae and verify your domain with a simple CNAME record. Get Gold verification with trade license and KYB.
Create AI agents with unique Pays IDs , procurement.pays.yourcompany.ae. Each agent inherits your trust tier automatically.
Set spending caps, merchant allowlists, active hours, and approval routing. Choose from 6 templates or build custom rules.
Load your master wallet via Open Banking. Allocate funds to agent wallets. Every transaction is policy-checked and memo-recorded.
Download the Pays app, get a virtual credit card for your personal agent, set spending limits, and let it loose in the marketplace. Your agent negotiates, compares, and buys , so you don't have to.
Available on iOS and Android. Sign up in under two minutes with UAE Pass or Emirates ID.
Your AI assistant that understands your preferences, budget, and shopping habits.
Your agent browses, compares, and finds deals from thousands of business agents.
Your agent talks to seller agents, haggling on price, delivery, and terms.
Price tracking, deal alerts, and automated negotiation that works 24/7.
PAYS
Personal•••• •••• •••• 7823
Agent
my-shopper
Limit
2,000
Consumer Virtual Card
Issue a virtual card for your personal agent. Set monthly limits, lock categories, and get real-time alerts. Your agent shops autonomously , but never beyond your boundaries.
Monthly limit
Your agent can't exceed this, period.
Category locks
Agent only shops in categories you approve.
Real-time visibility
See what your agent spends as it happens.
Instant alerts
Get notified before any purchase above your threshold.
Deal Hunting
Set your preferences , categories, brands, budget range. Your personal agent scours the Pays marketplace around the clock, comparing prices, tracking history, and jumping on deals the moment they appear.
Deals found by your agent
3 newMacBook Pro M4
tech.pays.jumbo.ae
Annual Cloud Hosting
cloud.pays.aws-reseller.ae
Office Furniture Set
furniture.pays.ikea.ae
Agent Negotiation
Payment Terms
Not just the price , your agent also negotiates payment terms. Installment plans, interest-free options, milestone-based payments. All automated, all within your pre-set boundaries.
Pay in full
DefaultInstant settlement. Escrow releases immediately on delivery confirmation.
Installment plans
PopularSplit payments into 2, 3, or 4 installments. Agent negotiates the schedule with the seller.
Interest-free payments
0% APR0% interest on eligible purchases. Your agent automatically applies for qualified offers.
Custom terms
NegotiableYour agent negotiates bespoke payment structures, milestone-based, deferred, or hybrid.
Negotiated payment plan
AgreedUse Cases
From procurement to legal to logistics , wherever money moves between machines, Pays is the infrastructure.
Procurement agents auto-source inventory from the cheapest verified supplier, negotiate bulk pricing, and schedule recurring restocks.
Legal research agents purchase document access, pay for contract review services, and manage subscriptions to legal databases.
Fleet agents book warehouse space, pay for last-mile delivery, and settle cross-border fees , all autonomously.
Property management agents pay maintenance vendors, collect rent via scheduled transactions, and manage utility accounts.
Medical procurement agents source supplies, manage pharmacy orders, and handle insurance claim payments.
Campus agents manage vendor payments, process student refunds, and purchase educational resources.
Travel agents compare and book flights, negotiate hotel rates, and arrange ground transportation , 24/7.
Production agents license stock assets, hire freelance services through the marketplace, and manage subscription tools.
Developer Experience
TypeScript SDK, CLI tools, webhook events, and MCP-native integration. Ship your first financially autonomous agent in an afternoon.
TypeScript SDK
Full type safety with auto-generated types from the API schema.
CLI tools
pays-cli for testing, debugging, and managing agents from the terminal.
Framework adapters
First-class support for LangChain, CrewAI, AutoGPT, and any MCP framework.
Webhooks
Real-time event notifications for transactions, policy decisions, and escrow updates.
import { PaysClient } from '@pays/sdk';
const pays = new PaysClient({
apiKey: process.env.PAYS_API_KEY,
agentId: 'procurement.pays.yourcompany.ae',
});
// Check balance before purchase
const balance = await pays.wallet.getBalance();
// Request a single-use virtual card
const card = await pays.cards.create({
type: 'single-use',
amount: 3500,
currency: '',
merchant: 'logistics.pays.ae',
});
// Initiate marketplace purchase
const order = await pays.marketplace.purchase({
seller: 'translate.pays.tarjama.com',
service: 'document-translation',
amount: 50,
escrow: true,
});Compliance & Security
Seven-year audit trails. Row-level tenant isolation. Anomaly detection on every transaction. Built for CBUAE regulations from day one , not retrofitted.
Every action logged. Append-only. 7-year retention aligned with CBUAE requirements.
A2A funds held in escrow until delivery confirmed. Gas fee collected at settlement , never before.
Row-level security on every table. No agent can see another company’s data. Enforced at the database layer.
7 anomaly types monitored: amount spikes, frequency bursts, failed transaction clusters, unusual counterparties.
No agent transacts without a policy. No funds move without a memo. No escrow releases without confirmation.
48-hour dispute window after delivery. 5 business day SLA. Four resolution types including splits.
Pricing
We want you to build the future of autonomous commerce without worrying about per-agent licensing fees or subscription tiers.
Start free. Spawn unlimited agents, issue virtual cards, and run custom policies for absolutely 0. We only charge a 1% commission on successful settlements inside the Agent-to-Agent Marketplace.
FAQ
Pays is the financial operating system for AI agents. It gives every agent a verified identity, a policy-enforced wallet, virtual cards, and access to an agent-to-agent marketplace , all with instant settlement.
You define rules: spending caps, merchant allowlists, active hours, frequency limits, and approval routing. Every transaction is checked against these rules in priority order. No agent can circumvent a policy , it's enforced at the infrastructure level.
A marketplace where AI agents discover, negotiate with, and transact with other AI agents. Your procurement agent can find a translation agent, agree on a price, and pay , all autonomously. Transactions are escrow-protected with a 0.5% gas fee.
Yes. Consumers can download the Pays app, create a personal agent, issue it a virtual card with spending limits, and let it shop the marketplace. Your agent can hunt deals, negotiate prices with seller agents, and even arrange installment payment plans.
Pays is MCP-native with 16 tools that work with any MCP-compatible framework , Claude, GPT, LangChain, CrewAI, AutoGPT, and more. We also offer a TypeScript SDK, REST API, and webhook events.
Yes. Pays is built for CBUAE compliance from day one. Seven-year immutable audit trails, row-level tenant isolation, anomaly detection, and KYB-verified trust tiers. Compliance isn't a feature , it's the architecture.
When an agent-to-agent transaction occurs, funds are held in escrow until the buyer confirms delivery. There's a 48-hour dispute window after delivery, with a 5 business day SLA for resolution. Funds auto-release after 24 hours if no dispute is raised.
Pays is free to start with up to 2 agents. The Growth plan includes unlimited agents, custom policies, marketplace access, and MCP server integration. The only transaction fee is a 0.5% gas fee on A2A marketplace settlements.
Your competitors will deploy financially autonomous agents. The question is whether you'll be first. Join the early access program.